{"id":246277,"date":"2018-09-18T08:43:48","date_gmt":"2018-09-18T08:43:48","guid":{"rendered":"https:\/\/www.hostelworld.com\/blog\/best-way-to-take-your-money-abroad-a-super-simple-break-down\/"},"modified":"2023-11-13T14:26:38","modified_gmt":"2023-11-13T14:26:38","slug":"b%c3%a4sta-s%c3%a4ttet-att-ta-med-dina-pengar-utomlands-en-superenkel-sammanst%c3%a4llning","status":"publish","type":"post","link":"https:\/\/www.hostelworld.com\/blog\/sv\/b%c3%a4sta-s%c3%a4ttet-att-ta-med-dina-pengar-utomlands-en-superenkel-sammanst%c3%a4llning\/","title":{"rendered":"B\u00e4sta s\u00e4ttet att ta med sig sina pengar utomlands: En superenkel uppdelning"},"content":{"rendered":"<p>Du har bokat flyg, ordnat med visum och bokat en s\u00e4ng p\u00e5 ett <a href=\"https:\/\/www.hostelworld.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">vandrarhem<\/a> i stan &#8211; allt som \u00e5terst\u00e5r \u00e4r att ordna med ekonomin! Att ta med sig pengar utomlands kan vara lite f\u00f6rvirrande, s\u00e5 h\u00e4r \u00e4r n\u00e5gra saker att t\u00e4nka p\u00e5 s\u00e5 att du inte blir lurad eller f\u00e5r f\u00f6r lite pengar.<\/p>\n<h2>1. F\u00f6rbetalda resekort<\/h2>\n<p>Utan tvekan den enklaste, s\u00e4kraste och mest kostnadseffektiva l\u00f6sningen n\u00e4r du reser i flera l\u00e4nder och valutor. Om du ska ge dig ut p\u00e5 en jordenruntresa med flera destinationer och valutor \u00e4r det h\u00e4r r\u00e4tt v\u00e4g att g\u00e5. En stor f\u00f6rdel med att v\u00e4lja en av dessa \u00e4r att de garanterar de mest konkurrenskraftiga v\u00e4xelkurserna utan att du beh\u00f6ver g\u00f6ra det h\u00e5rda arbetet sj\u00e4lv &#8211; fyll bara p\u00e5 i din hemvaluta, v\u00e4lj sedan den valuta du beh\u00f6ver och ditt saldo kommer automatiskt att konverteras. L\u00e5ter perfekt, eller hur? Och tack vare 2000-talets underbara teknik kan de flesta resekort hanteras smidigt via en app p\u00e5 din smartphone, s\u00e5 att du kan h\u00e5lla koll p\u00e5 exakt vad du spenderar och enkelt fylla p\u00e5 fr\u00e5n ditt bankkonto n\u00e4r det beh\u00f6vs.<\/p>\n<h3>Enkelt uttryckt&#8230;<\/h3>\n<ul>\n<li>Konkurrenskraftiga v\u00e4xelkurser<\/li>\n<li>Automatisk konvertering till lokal valuta<\/li>\n<li>L\u00e4tt att fylla p\u00e5<\/li>\n<li>L\u00e4tt att hantera med en app<\/li>\n<\/ul>\n<h3>Hopes b\u00e4sta tips:<\/h3>\n<p>Det finns flera av dessa kort p\u00e5 marknaden, men min personliga favorit \u00e4r <strong><a href=\"https:\/\/www.revolut.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Revolut<\/a><\/strong> &#8211; det medf\u00f6r minimala avgifter, \u00e4r otroligt enkelt att anv\u00e4nda och jag har \u00e4nnu inte hittat ett land som det inte fungerar i.<\/p>\n<h2>2. Debetkort<\/h2>\n<p>Att f\u00f6rlita sig p\u00e5 ditt vanliga betalkort \u00e4r inte den smartaste insatsen, det \u00e4r s\u00e4kert. Du kommer att f\u00e5 betala m\u00e5nga fler avgifter \u00e4n med ett resekort, och du kommer inte att dra nytta av samma fantastiska omr\u00e4kningskurser, s\u00e5 dina kontanter kommer inte att r\u00e4cka lika l\u00e5ngt. Med det sagt \u00e4r det definitivt bra att ha det inl\u00e5st i ryggs\u00e4cken f\u00f6r en plan B &#8211; allt kan h\u00e4nda p\u00e5 resan, s\u00e5 det \u00e4r b\u00e4st att vara beredd p\u00e5 att bankomaten sv\u00e4ljer ditt kort, eller kanske *f\u00f6rlorar* din pl\u00e5nbok efter n\u00e5gra f\u00f6r m\u00e5nga cocktailhinkar&#8230;<\/p>\n<h3>Enkelt uttryckt&#8230;<\/h3>\n<ul>\n<li>Vanligtvis tillkommer en extra avgift vid anv\u00e4ndning utomlands<\/li>\n<li>Konverteringskurserna \u00e4r inte lika bra som<\/li>\n<li>Bra att ha som reserv<\/li>\n<\/ul>\n<h3>Hopes b\u00e4sta tips:<\/h3>\n<p>Se till att meddela din bank vilka l\u00e4nder du reser till. Om du inte g\u00f6r det kan de anta att den \u00e4r stulen och l\u00e4gga en s\u00e4kerhetssp\u00e4rr p\u00e5 den.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-96858 size-full\" src=\"https:\/\/www.hostelworld.com\/blog\/wp-content\/uploads\/2018\/08\/GettyImages-178981829.jpg\" alt=\"best way to take money abroad - passport and credit cards\" width=\"875\" height=\"579\" \/><\/p>\n<h2>3. Kontanter<\/h2>\n<p>Det finns mycket som talar f\u00f6r gamla hederliga kontanter. De kan vara mycket praktiska, s\u00e4rskilt om du kommer att tillbringa st\u00f6rre delen av din tid p\u00e5 ett och samma st\u00e4lle. Om du \u00e4r v\u00e4ldigt organiserad och v\u00e4xlar de pengar du beh\u00f6ver f\u00f6r din resa i f\u00f6rv\u00e4g beh\u00f6ver du inte oroa dig f\u00f6r kortavgifter, vilket alltid \u00e4r en bonus! Se bara till att du v\u00e4ljer klokt, eftersom inte alla v\u00e4xlingskontor \u00e4r lika bra &#8211; till exempel kommer det valutav\u00e4xlingskontor som ligger p\u00e5 Bangkoks mest trafikerade gata att se dig p\u00e5 en kilometers avst\u00e5nd, och det \u00e4r mycket osannolikt att du f\u00e5r en bra aff\u00e4r p\u00e5 ett turiststr\u00e5k. Flygplatser \u00e4r ocks\u00e5 k\u00e4nda f\u00f6r att erbjuda n\u00e5gra av de s\u00e4msta v\u00e4xlingskurserna &#8211; du kommer alltid att bel\u00f6nas f\u00f6r att shoppa runt, s\u00e5 v\u00e4lj inte alltid det enklaste alternativet!<\/p>\n<p>En annan f\u00f6rdel med att ta med kontanter \u00e4r att du aldrig kommer att drabbas av teknikstrul &#8211; det betyder att du inte beh\u00f6ver leta efter WiFi f\u00f6r att kolla din bank-app! \u00c4ven de som sv\u00e4r vid sina resekort kommer inte att kunna vara kontantl\u00f6sa p\u00e5 vissa destinationer, s\u00e5 se till att g\u00f6ra din research. I Sydamerika s\u00e4ger man att &#8220;Cash is King&#8221;, och m\u00e5nga butiker och restauranger tar inte emot kortbetalningar. M\u00e5nga sm\u00e5 byar och samh\u00e4llen runt om i v\u00e4rlden drivs till 100 % av kontanter och har inte ens bankomater, vilket \u00e4r n\u00e5got du vill vara medveten om innan du tar en fem timmars bussresa ut ur staden f\u00f6r att komma dit!<\/p>\n<p>Naturligtvis finns det alltid risker med att b\u00e4ra p\u00e5 stora m\u00e4ngder kontanter. Oavsett om du v\u00e4ljer att ha dem p\u00e5 dig eller l\u00e5sa in dem \u00e4r risken f\u00f6r f\u00f6rlust eller st\u00f6ld p\u00e5taglig. Vi vet alla att vandrarhem vanligtvis \u00e4r fulla av sunda, likasinnade resen\u00e4rer, men du b\u00f6r alltid h\u00e5lla huvudet kallt!<\/p>\n<h3>Enkelt uttryckt&#8230;<\/h3>\n<ul>\n<li>Leta runt efter bra exchnage-priser<\/li>\n<li>Undvik att v\u00e4xla p\u00e5 flygplatser och turistattraktioner<\/li>\n<li>Ta reda p\u00e5 om du kommer att beh\u00f6va kontanter (t.ex. p\u00e5 landsbygden, i Sydamerika etc.)<\/li>\n<\/ul>\n<h3>Hopes b\u00e4sta tips:<\/h3>\n<p>Om du vill h\u00e5lla dina kontanter extra s\u00e4kra \u00e4r <a href=\"https:\/\/www.amazon.co.uk\/Best-Sellers-Luggage-Money-Belts\/zgbs\/luggage\/1769601031\" target=\"_blank\" rel=\"noopener\" class=\"post links\">pengab\u00e4lten<\/a> ett popul\u00e4rt alternativ.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-96859 size-full\" src=\"https:\/\/www.hostelworld.com\/blog\/wp-content\/uploads\/2018\/08\/GettyImages-823904792.jpg\" alt=\"best way to take money abroad - wallet with cash\" width=\"875\" height=\"583\" \/><\/p>\n<h2>4. Vad ska jag g\u00f6ra i en n\u00f6dsituation?<\/h2>\n<p>Du kan vara den mest v\u00e4lorganiserade och erfarna resen\u00e4ren i v\u00e4rlden, men du b\u00f6r \u00e4nd\u00e5 f\u00f6rv\u00e4nta dig det ov\u00e4ntade! T\u00e4nk dig f\u00f6ljande: du har precis hoppat av t\u00e5get i en helt ny stad och \u00e4r p\u00e5 v\u00e4g f\u00f6r att fylla p\u00e5 din hungriga mage, bara f\u00f6r att uppt\u00e4cka varje resen\u00e4rs v\u00e4rsta mardr\u00f6m &#8211; hela din pl\u00e5nbok saknas. F\u00f6rest\u00e4ll dig paniken n\u00e4r du febrilt letar igenom alla f\u00f6rem\u00e5l i din ryggs\u00e4ck, men en sak \u00e4r s\u00e4ker &#8211; om det h\u00e4r h\u00e4nder dig \u00e4r du inte den f\u00f6rsta!<\/p>\n<p>Det f\u00f6rsta du ska g\u00f6ra \u00e4r att kontakta din bank och ber\u00e4tta vad som har h\u00e4nt. De kommer att sp\u00e4rra ditt kort och brukar f\u00f6rs\u00f6ka hitta ett s\u00e4tt att skicka pengar till dig inom 24 timmar &#8211; f\u00f6rs\u00f6k att ta reda p\u00e5 vad din bank har f\u00f6r policy innan du \u00e5ker. F\u00f6r en omedelbar l\u00f6sning kan du skicka kontanter via Paypal eller n\u00e5gon annan onlinetj\u00e4nst till ett reses\u00e4llskap eller en vandrarhemskompis och be dem ta ut dem \u00e5t dig. Om du reser \u00f6ver l\u00e4ngre tid kan du hitta ett vandrarhem som du litar p\u00e5 d\u00e4r du kan l\u00e5ta en kurir skicka ditt nya kort &#8211; dyrt, ja, men det m\u00e5ste g\u00f6ras.<\/p>\n<h3>Enkelt uttryckt&#8230;<\/h3>\n<ul>\n<li>Kontakta din bank s\u00e5 snart som m\u00f6jligt<\/li>\n<li>\u00d6verf\u00f6r pengar till ett reses\u00e4llskap och be dem ta ut dem \u00e5t dig<\/li>\n<\/ul>\n<h3>Hopes b\u00e4sta tips:<\/h3>\n<p>F\u00f6rvara alltid motsvarande 20 GBP i ett hemligt fack i ditt bagage f\u00f6r mat, dryck eller transport i en n\u00f6dsituation. Och f\u00f6rs\u00f6k att komma ih\u00e5g att det mesta som kan g\u00e5 fel p\u00e5 resan kommer du snart att kunna se tillbaka p\u00e5 som en rolig historia\/v\u00e4rdefull l\u00e4rdom!<\/p>\n<p><a href=\"https:\/\/www.hostelworld.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\"><strong><span style=\"color: #ff6600;font-size: 14pt\">Hitta ett vandrarhem h\u00e4r<\/span><\/strong><\/a><\/p>\n<h3><strong>Du kanske ocks\u00e5 gillar:<\/strong><\/h3>\n<h3><span style=\"color: #ff6600\">\u2b50\ufe0f <a style=\"color: #ff6600\" href=\"https:\/\/www.hostelworld.com\/blog\/how-to-save-money-for-travel\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">S\u00e5 sparar du pengar till dina resor<\/a><\/span><\/h3>\n<h3><span style=\"color: #ff6600\">\u2b50\ufe0f <a style=\"color: #ff6600\" href=\"https:\/\/www.hostelworld.com\/blog\/cheap-places-to-travel\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Billiga resm\u00e5l som tar dig<\/a> bortom allfarv\u00e4garna<\/span><\/h3>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":163,"featured_media":136949,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"hw_hurry":"","hw_related":"[{\"id\":246315,\"score\":0.88229999999999997317701172505621798336505889892578125,\"hook\":\"\"},{\"id\":247230,\"score\":0.76790000000000002700062395888380706310272216796875,\"hook\":\"\"},{\"id\":246114,\"score\":0.7233000000000000540012479177676141262054443359375,\"hook\":\"\"},{\"id\":247232,\"score\":0.691899999999999959499064061674289405345916748046875,\"hook\":\"\"},{\"id\":1297889,\"score\":0.70240000000000002433608869978343136608600616455078125,\"hook\":\"\"},{\"id\":247172,\"score\":0.63839999999999996749266983897541649639606475830078125,\"hook\":\"\"}]","footnotes":""},"categories":[18269],"tags":[],"class_list":["post-246277","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-sv","wpbf-post"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>B\u00e4sta s\u00e4ttet att ta med sig sina pengar utomlands: En superenkel uppdelning - Hostelworld Travel Blog<\/title>\n<meta name=\"description\" content=\"L\u00e4s om det b\u00e4sta s\u00e4ttet att ta med sig sina pengar utomlands. \u00c4r f\u00f6rbetalda resekort b\u00e4st? 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