{"id":249191,"date":"2018-09-18T08:43:48","date_gmt":"2018-09-18T08:43:48","guid":{"rendered":"https:\/\/www.hostelworld.com\/blog\/best-way-to-take-your-money-abroad-a-super-simple-break-down\/"},"modified":"2023-11-13T17:21:11","modified_gmt":"2023-11-13T17:21:11","slug":"nejlep%c5%a1%c3%ad-zp%c5%afsob-jak-si-vz%c3%adt-pen%c3%adze-do-zahrani%c4%8d%c3%ad-velmi-jednoduch%c3%bd-p%c5%99ehled","status":"publish","type":"post","link":"https:\/\/www.hostelworld.com\/blog\/cs\/nejlep%c5%a1%c3%ad-zp%c5%afsob-jak-si-vz%c3%adt-pen%c3%adze-do-zahrani%c4%8d%c3%ad-velmi-jednoduch%c3%bd-p%c5%99ehled\/","title":{"rendered":"Nejlep\u0161\u00ed zp\u016fsob, jak si vz\u00edt pen\u00edze do zahrani\u010d\u00ed: Velmi jednoduch\u00fd p\u0159ehled"},"content":{"rendered":"<p>Tak\u017ee jste si zarezervovali letenky, vy\u0159\u00eddili v\u00edza a zamluvili postel v <a href=\"https:\/\/www.hostelworld.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">hostelu ve<\/a> m\u011bst\u011b &#8211; zb\u00fdv\u00e1 u\u017e jen za\u0159\u00eddit finance! Vz\u00edt si pen\u00edze do zahrani\u010d\u00ed m\u016f\u017ee b\u00fdt trochu matouc\u00ed, tak\u017ee zde je n\u011bkolik v\u011bc\u00ed, kter\u00e9 je t\u0159eba zv\u00e1\u017eit, abyste se nenechali okr\u00e1st nebo zasko\u010dit.<\/p>\n<h2>1. P\u0159edplacen\u00e9 cestovn\u00ed karty<\/h2>\n<p>Nepochybn\u011b nejjednodu\u0161\u0161\u00ed, nejbezpe\u010dn\u011bj\u0161\u00ed a n\u00e1kladov\u011b nejefektivn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed p\u0159i cestov\u00e1n\u00ed po r\u016fzn\u00fdch zem\u00edch a m\u011bn\u00e1ch. Pokud se chyst\u00e1te na cestu kolem sv\u011bta s v\u00edce destinacemi a m\u011bnami, je to ta spr\u00e1vn\u00e1 volba. Hlavn\u00ed v\u00fdhodou v\u00fdb\u011bru t\u011bchto karet je, \u017ee zaru\u010duj\u00ed nejv\u00fdhodn\u011bj\u0161\u00ed sm\u011bnn\u00e9 kurzy, ani\u017e byste se museli sami nam\u00e1hat &#8211; sta\u010d\u00ed dob\u00edt v dom\u00e1c\u00ed m\u011bn\u011b, pak vybrat m\u011bnu, kterou pot\u0159ebujete, a z\u016fstatek se automaticky p\u0159evede. Zn\u00ed to ide\u00e1ln\u011b, \u017ee? A d\u00edky z\u00e1zra\u010dn\u00fdm technologi\u00edm 21. stolet\u00ed lze v\u011bt\u0161inu cestovn\u00edch karet hladce spravovat prost\u0159ednictv\u00edm aplikace ve va\u0161em chytr\u00e9m telefonu, tak\u017ee m\u016f\u017eete m\u00edt p\u0159esn\u00fd p\u0159ehled o tom, kolik utr\u00e1c\u00edte, a v p\u0159\u00edpad\u011b pot\u0159eby snadno doplnit pen\u00edze ze sv\u00e9ho bankovn\u00edho \u00fa\u010dtu.<\/p>\n<h3>Jednodu\u0161e \u0159e\u010deno&#8230;<\/h3>\n<ul>\n<li>Konkuren\u010dn\u00ed sm\u011bnn\u00e9 kurzy<\/li>\n<li>Automatick\u00fd p\u0159evod na m\u00edstn\u00ed m\u011bnu<\/li>\n<li>Snadn\u00e9 dob\u00edjen\u00ed<\/li>\n<li>Snadn\u00e1 spr\u00e1va pomoc\u00ed aplikace<\/li>\n<\/ul>\n<h3>Nejlep\u0161\u00ed tip Hope:<\/h3>\n<p>Na trhu je n\u011bkolik takov\u00fdch karet, ale m\u00fdm osobn\u00edm favoritem je <strong><a href=\"https:\/\/www.revolut.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Revolut<\/a><\/strong> &#8211; jsou s n\u00ed spojeny minim\u00e1ln\u00ed poplatky, jej\u00ed pou\u017e\u00edv\u00e1n\u00ed je neuv\u011b\u0159iteln\u011b snadn\u00e9 a zat\u00edm jsem nena\u0161la zemi, kde by nefungovala.<\/p>\n<h2>2. Debetn\u00ed karty<\/h2>\n<p>Spol\u00e9hat se na svou obvyklou debetn\u00ed kartu nen\u00ed nejchyt\u0159ej\u0161\u00ed s\u00e1zka, to je jist\u00e9. Budete muset zaplatit mnohem v\u00edce poplatk\u016f ne\u017e s cestovn\u00ed kartou a nebudete moci vyu\u017e\u00edvat stejn\u011b v\u00fdhodn\u00fdch konverzn\u00edch kurz\u016f, tak\u017ee va\u0161e hotovost nebude tak daleko. Rozhodn\u011b je v\u0161ak dobr\u00e9 m\u00edt ji v batohu zam\u010denou pro p\u0159\u00edpad pl\u00e1nu B &#8211; na cest\u00e1ch se m\u016f\u017ee st\u00e1t cokoli, tak\u017ee je lep\u0161\u00ed b\u00fdt p\u0159ipraven na to, \u017ee v\u00e1m bankomat kartu spolkne nebo \u017ee po n\u011bkolika p\u0159\u00edli\u0161n\u00fdch koktejlech pen\u011b\u017eenku *ztrat\u00edte*&#8230;<\/p>\n<h3>Jednodu\u0161e \u0159e\u010deno&#8230;<\/h3>\n<ul>\n<li>P\u0159i pou\u017eit\u00ed v zahrani\u010d\u00ed se obvykle \u00fa\u010dtuje dal\u0161\u00ed poplatek<\/li>\n<li>Konverzn\u00ed kurzy nejsou tak dobr\u00e9 jako<\/li>\n<li>Dobr\u00e9 m\u00edt s sebou jako z\u00e1lo\u017en\u00ed<\/li>\n<\/ul>\n<h3>Nejlep\u0161\u00ed tip Hope:<\/h3>\n<p>Ujist\u011bte se, \u017ee va\u0161e banka v\u00ed, do kter\u00fdch zem\u00ed cestujete. Pokud to neud\u011bl\u00e1te, m\u016f\u017ee se domn\u00edvat, \u017ee jsou pen\u00edze ukraden\u00e9, a zablokovat je.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-96858 size-full\" src=\"https:\/\/www.hostelworld.com\/blog\/wp-content\/uploads\/2018\/08\/GettyImages-178981829.jpg\" alt=\"best way to take money abroad - passport and credit cards\" width=\"875\" height=\"579\" \/><\/p>\n<h2>3. Hotovost<\/h2>\n<p>Star\u00e1 dobr\u00e1 hotovost se hodn\u011b vyplat\u00ed. M\u016f\u017ee b\u00fdt velmi u\u017eite\u010dn\u00e1, zejm\u00e9na pokud budete tr\u00e1vit v\u011bt\u0161inu \u010dasu na jednom m\u00edst\u011b. Pokud jste velmi organizovan\u00ed a vym\u011bn\u00edte si pen\u00edze pot\u0159ebn\u00e9 na cestu p\u0159edem, nebudete se muset ob\u00e1vat poplatk\u016f za platbu kartou, co\u017e je v\u017edy bonus! Jen se ujist\u011bte, \u017ee si vyb\u00edr\u00e1te moud\u0159e, proto\u017ee ne v\u0161echny sm\u011bn\u00e1rny jsou si rovny &#8211; nap\u0159\u00edklad sm\u011bn\u00e1rna, kter\u00e1 se nach\u00e1z\u00ed na nejru\u0161n\u011bj\u0161\u00edm bulv\u00e1ru v Bangkoku, si v\u00e1s v\u0161imne na m\u00edle daleko a je velmi nepravd\u011bpodobn\u00e9, \u017ee byste dostali dobrou nab\u00eddku v turisticky obl\u00edben\u00e9m m\u00edst\u011b. Tak\u00e9 leti\u0161t\u011b jsou zn\u00e1m\u00e1 t\u00edm, \u017ee nab\u00edzej\u00ed jedny z nejhor\u0161\u00edch sm\u011bnn\u00fdch kurz\u016f &#8211; v\u017edy se v\u00e1m vyplat\u00ed nakupovat, tak\u017ee nevolte v\u017edy tu nejjednodu\u0161\u0161\u00ed mo\u017enost!<\/p>\n<p>Dal\u0161\u00edm pozitivem toho, \u017ee si s sebou berete hotovost, je, \u017ee v\u00e1s nikdy nezasko\u010d\u00ed v\u00fdpadek technologi\u00ed &#8211; to znamen\u00e1, \u017ee nemus\u00edte bezradn\u011b hledat WiFi, abyste se pod\u00edvali do sv\u00e9 bankovn\u00ed aplikace! Dokonce i ti, kte\u0159\u00ed p\u0159\u00edsahaj\u00ed na sv\u00e9 cestovn\u00ed karty, se v n\u011bkter\u00fdch destinac\u00edch neobejdou bez hotovosti, tak\u017ee si nezapome\u0148te ud\u011blat pr\u016fzkum. V Ji\u017en\u00ed Americe se \u0159\u00edk\u00e1, \u017ee &#8220;hotovost je kr\u00e1l&#8221;, a mnoho obchod\u016f a restaurac\u00ed nep\u0159ij\u00edm\u00e1 platby kartou. Mnoho mal\u00fdch vesnic a komunit po cel\u00e9m sv\u011bt\u011b funguje stoprocentn\u011b na hotovost a nemaj\u00ed ani bankomaty, co\u017e je n\u011bco, co byste si m\u011bli uv\u011bdomit, ne\u017e se vyd\u00e1te na p\u011btihodinovou cestu autobusem z m\u011bsta, abyste se tam dostali!<\/p>\n<p>Samoz\u0159ejm\u011b, \u017ee p\u0159i p\u0159ev\u00e1\u017een\u00ed velk\u00e9ho mno\u017estv\u00ed hotovosti v\u017edy existuj\u00ed rizika. A\u0165 u\u017e se rozhodnete m\u00edt je u sebe, nebo je zamknout, mo\u017enost ztr\u00e1ty nebo kr\u00e1de\u017ee je re\u00e1ln\u00e1. V\u0161ichni v\u00edme, \u017ee hostely jsou obvykle pln\u00e9 zdrav\u00fdch, stejn\u011b sm\u00fd\u0161lej\u00edc\u00edch cestovatel\u016f, ale v\u017edy byste se m\u011bli m\u00edt na pozoru!<\/p>\n<h3>Jednodu\u0161e \u0159e\u010deno&#8230;<\/h3>\n<ul>\n<li>Poohl\u00e9dn\u011bte se po dobr\u00fdch cen\u00e1ch za ubytov\u00e1n\u00ed<\/li>\n<li>Vyhn\u011bte se v\u00fdm\u011bn\u011b na leti\u0161t\u00edch a v turisticky exponovan\u00fdch m\u00edstech<\/li>\n<li>Zjist\u011bte si, zda budete pot\u0159ebovat hotovost (nap\u0159. venkovsk\u00e9 oblasti, Ji\u017en\u00ed Amerika atd.)<\/li>\n<\/ul>\n<h3>Hope\u016fv tip:<\/h3>\n<p>Pokud chcete m\u00edt svou hotovost v mimo\u0159\u00e1dn\u00e9m bezpe\u010d\u00ed, obl\u00edbenou mo\u017enost\u00ed jsou <a href=\"https:\/\/www.amazon.co.uk\/Best-Sellers-Luggage-Money-Belts\/zgbs\/luggage\/1769601031\" target=\"_blank\" rel=\"noopener\" class=\"post links\">pen\u011b\u017en\u00ed p\u00e1sky<\/a>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-96859 size-full\" src=\"https:\/\/www.hostelworld.com\/blog\/wp-content\/uploads\/2018\/08\/GettyImages-823904792.jpg\" alt=\"best way to take money abroad - wallet with cash\" width=\"875\" height=\"583\" \/><\/p>\n<h2>4. Co d\u011blat v p\u0159\u00edpad\u011b nouze?<\/h2>\n<p>M\u016f\u017eete b\u00fdt nejl\u00e9pe organizovan\u00fd a zku\u0161en\u00fd cestovatel na sv\u011bt\u011b, ale i tak byste m\u011bli po\u010d\u00edtat s neo\u010dek\u00e1van\u00fdmi situacemi! P\u0159edstavte si to: pr\u00e1v\u011b jste vysko\u010dili z vlaku ve zbrusu nov\u00e9m m\u011bst\u011b a vydali se naplnit hladov\u00e9 b\u0159icho, jen abyste zjistili, \u017ee v\u00e1m chyb\u00ed cel\u00e1 pen\u011b\u017eenka, co\u017e je nejhor\u0161\u00ed no\u010dn\u00ed m\u016fra ka\u017ed\u00e9ho cestovatele. P\u0159edstavte si tu naprostou paniku, jak zb\u011bsile prohled\u00e1v\u00e1te v\u0161echny polo\u017eky v batohu, ale jedno je jist\u00e9 &#8211; pokud se v\u00e1m to stane, nebudete prvn\u00ed!<\/p>\n<p>Prvn\u00ed, co mus\u00edte ud\u011blat, je kontaktovat svou banku a ozn\u00e1mit j\u00ed, co se stalo. Zru\u0161\u00ed va\u0161i kartu a obvykle se pokus\u00ed naj\u00edt zp\u016fsob, jak v\u00e1m do 24 hodin doru\u010dit n\u011bjak\u00e9 nouzov\u00e9 pen\u00edze &#8211; ne\u017e vyraz\u00edte, zkuste se informovat o pravidlech va\u0161\u00ed banky v t\u00e9to oblasti. Chcete-li okam\u017eit\u011b vy\u0159e\u0161it probl\u00e9m, po\u0161lete n\u011bjakou hotovost p\u0159es Paypal nebo jinou online slu\u017ebu spolucestuj\u00edc\u00edmu nebo kamar\u00e1dovi z hostelu a po\u017e\u00e1dejte ho, aby ji za v\u00e1s vybral. Pokud cestujete na del\u0161\u00ed dobu, najd\u011bte si hostel, kter\u00e9mu d\u016fv\u011b\u0159ujete, a nechte si tam poslat novou kartu kur\u00fdrn\u00ed slu\u017ebou &#8211; ano, je to drah\u00e9, ale mus\u00ed se to ud\u011blat.<\/p>\n<h3>Jednodu\u0161e \u0159e\u010deno&#8230;<\/h3>\n<ul>\n<li>Kontaktujte co nejd\u0159\u00edve svou banku<\/li>\n<li>P\u0159eve\u010fte pen\u00edze na spole\u010dn\u00edka na cest\u00e1ch a po\u017e\u00e1dejte ho, aby je vybral za v\u00e1s<\/li>\n<\/ul>\n<h3>Hopein tip:<\/h3>\n<p>V\u017edy m\u011bjte v tajn\u00e9 p\u0159ihr\u00e1dce zavazadla ekvivalent 20 liber na j\u00eddlo, pit\u00ed nebo dopravu v p\u0159\u00edpad\u011b nouze. A sna\u017ete se pamatovat, \u017ee stejn\u011b jako na v\u011bt\u0161inu v\u011bc\u00ed, kter\u00e9 se v\u00e1m na cest\u00e1ch mohou pokazit, budete moci brzy vzpom\u00ednat jako na z\u00e1bavnou historku\/cennou \u017eivotn\u00ed lekci!<\/p>\n<p><a href=\"https:\/\/www.hostelworld.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\"><strong><span style=\"color: #ff6600;font-size: 14pt\">Hostel najdete zde<\/span><\/strong><\/a><\/p>\n<h3><strong>Mohlo by se v\u00e1m tak\u00e9 l\u00edbit:<\/strong><\/h3>\n<h3><span style=\"color: #ff6600\">\u2b50\ufe0f <a style=\"color: #ff6600\" href=\"https:\/\/www.hostelworld.com\/blog\/how-to-save-money-for-travel\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Jak u\u0161et\u0159it pen\u00edze na cestov\u00e1n\u00ed<\/a><\/span><\/h3>\n<h3><span style=\"color: #ff6600\">\u2b50\ufe0f <a style=\"color: #ff6600\" href=\"https:\/\/www.hostelworld.com\/blog\/cheap-places-to-travel\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Levn\u00e1 m\u00edsta na cestov\u00e1n\u00ed, kter\u00e1 v\u00e1s dostanou mimo vy\u0161lapan\u00e9 cesty<\/a><\/span><\/h3>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":163,"featured_media":136949,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"hw_hurry":"","hw_related":"[{\"id\":249231,\"score\":0.88590000000000002078337502098293043673038482666015625,\"hook\":\"\"},{\"id\":250232,\"score\":0.81130000000000002113864638886298052966594696044921875,\"hook\":\"\"},{\"id\":249019,\"score\":0.76310000000000000053290705182007513940334320068359375,\"hook\":\"\"},{\"id\":250234,\"score\":0.75080000000000002291500322826323099434375762939453125,\"hook\":\"\"},{\"id\":250175,\"score\":0.7135000000000000230926389122032560408115386962890625,\"hook\":\"\"},{\"id\":249245,\"score\":0.7640000000000000124344978758017532527446746826171875,\"hook\":\"\"}]","footnotes":""},"categories":[18279],"tags":[],"class_list":["post-249191","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-cs","wpbf-post"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nejlep\u0161\u00ed zp\u016fsob, jak si vz\u00edt pen\u00edze do zahrani\u010d\u00ed: Velmi jednoduch\u00fd p\u0159ehled - Hostelworld Travel Blog<\/title>\n<meta name=\"description\" content=\"P\u0159e\u010dt\u011bte si, jak nejl\u00e9pe vyv\u00e9zt pen\u00edze do zahrani\u010d\u00ed. Jsou p\u0159edplacen\u00e9 cestovn\u00ed karty nejlep\u0161\u00ed? Nebo je lep\u0161\u00ed star\u00e1 dobr\u00e1 hotovost? Zjist\u011bte to zde.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hostelworld.com\/blog\/cs\/nejlep\u0161\u00ed-zp\u016fsob-jak-si-vz\u00edt-pen\u00edze-do-zahrani\u010d\u00ed-velmi-jednoduch\u00fd-p\u0159ehled\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best way to take your money abroad: A super simple break-down\" \/>\n<meta property=\"og:description\" content=\"P\u0159e\u010dt\u011bte si, jak nejl\u00e9pe vyv\u00e9zt pen\u00edze do zahrani\u010d\u00ed. Jsou p\u0159edplacen\u00e9 cestovn\u00ed karty nejlep\u0161\u00ed? Nebo je lep\u0161\u00ed star\u00e1 dobr\u00e1 hotovost? 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