{"id":265985,"date":"2018-09-18T08:43:48","date_gmt":"2018-09-18T08:43:48","guid":{"rendered":"https:\/\/www.hostelworld.com\/blog\/best-way-to-take-your-money-abroad-a-super-simple-break-down\/"},"modified":"2023-11-29T18:22:42","modified_gmt":"2023-11-29T18:22:42","slug":"den-beste-m%c3%a5ten-%c3%a5-ta-med-pengene-dine-til-utlandet-p%c3%a5-en-superenkel-oversikt","status":"publish","type":"post","link":"https:\/\/www.hostelworld.com\/blog\/nn\/den-beste-m%c3%a5ten-%c3%a5-ta-med-pengene-dine-til-utlandet-p%c3%a5-en-superenkel-oversikt\/","title":{"rendered":"Den beste m\u00e5ten \u00e5 ta med pengene dine til utlandet p\u00e5: En superenkel oversikt"},"content":{"rendered":"<p>Du har bestilt flybilletter, ordnet visum og reservert seng p\u00e5 et <a href=\"https:\/\/www.hostelworld.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">vandrerhjem<\/a> i byen &#8211; n\u00e5 gjenst\u00e5r det bare \u00e5 ordne \u00f8konomien! Det kan v\u00e6re litt forvirrende \u00e5 ta med penger til utlandet, s\u00e5 her er noen ting du b\u00f8r tenke p\u00e5 for \u00e5 sikre at du ikke blir lurt eller kommer til kort.<\/p>\n<h2>1. Forh\u00e5ndsbetalte reisekort<\/h2>\n<p>Utvilsomt den enkleste, sikreste og mest kostnadseffektive l\u00f8sningen n\u00e5r du skal reise i flere land og valutaer. Hvis du skal ut p\u00e5 en jorden-rundt-reise med flere destinasjoner og valutaer, er dette l\u00f8sningen. En stor fordel med \u00e5 velge en av disse er at de garanterer de mest konkurransedyktige vekslingskursene uten at du trenger \u00e5 gj\u00f8re det vanskelige arbeidet selv &#8211; bare fyll p\u00e5 i din egen valuta, velg deretter den valutaen du trenger, s\u00e5 konverteres saldoen automatisk. H\u00f8res ideelt ut, ikke sant? Og takket v\u00e6re det 21. \u00e5rhundrets vidunderlige teknologi kan de fleste reisekort administreres via en app p\u00e5 smarttelefonen, slik at du kan holde \u00f8ye med n\u00f8yaktig hva du bruker, og enkelt fylle p\u00e5 fra bankkontoen din n\u00e5r det er n\u00f8dvendig.<\/p>\n<h3>For \u00e5 si det enkelt&#8230;<\/h3>\n<ul>\n<li>Konkurransedyktige vekslingskurser<\/li>\n<li>Automatisk konvertering til lokal valuta<\/li>\n<li>Enkelt \u00e5 fylle p\u00e5 penger<\/li>\n<li>Enkel \u00e5 administrere med en app<\/li>\n<\/ul>\n<h3>Hopes beste tips:<\/h3>\n<p>Det finnes flere slike kort p\u00e5 markedet, men min personlige favoritt er <strong><a href=\"https:\/\/www.revolut.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Revolut<\/a><\/strong> &#8211; det koster minimalt, er utrolig enkelt \u00e5 bruke og jeg har til gode \u00e5 finne et land der det ikke fungerer.<\/p>\n<h2>2. Debetkort<\/h2>\n<p>\u00c5 bruke ditt vanlige debetkort er ikke det smarteste alternativet. Du m\u00e5 betale mange flere gebyrer enn du ville gjort med et reisekort, og du f\u00e5r ikke den samme gode vekslingskursen, slik at kontantene dine ikke rekker like langt. N\u00e5r det er sagt, er det absolutt lurt \u00e5 ha det innel\u00e5st i ryggsekken som en plan B &#8211; alt kan skje n\u00e5r du er p\u00e5 reise, s\u00e5 det er best \u00e5 v\u00e6re forberedt p\u00e5 at minibanken svelger kortet ditt, eller kanskje *forlegger* lommeboken etter noen cocktailer for mye&#8230;<\/p>\n<h3>For \u00e5 si det enkelt&#8230;<\/h3>\n<ul>\n<li>Det p\u00e5l\u00f8per vanligvis et ekstra gebyr ved bruk i utlandet<\/li>\n<li>Konverteringskursen er ikke like god som<\/li>\n<li>Bra \u00e5 ha med som reserve<\/li>\n<\/ul>\n<h3>Hopes beste tips:<\/h3>\n<p>S\u00f8rg for \u00e5 informere banken din om hvilke land du reiser til. Hvis du ikke gj\u00f8r det, kan de anta at den er stj\u00e5let og sperre den.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-96858 size-full\" src=\"https:\/\/www.hostelworld.com\/blog\/wp-content\/uploads\/2018\/08\/GettyImages-178981829.jpg\" alt=\"best way to take money abroad - passport and credit cards\" width=\"875\" height=\"579\" \/><\/p>\n<h2>3. Kontanter<\/h2>\n<p>Det er mye som taler for gode, gammeldagse kontanter. Det kan v\u00e6re veldig praktisk, spesielt hvis du skal tilbringe mesteparten av tiden p\u00e5 ett sted. Hvis du er godt organisert og veksler pengene du trenger p\u00e5 forh\u00e5nd, slipper du \u00e5 bekymre deg for kortgebyrer, noe som alltid er en bonus! Pass bare p\u00e5 at du velger med omhu, for ikke alle vekselkontorer er like gode &#8211; for eksempel vil det vekselkontoret som ligger p\u00e5 Bangkoks travleste stripe se deg p\u00e5 lang avstand, og det er lite sannsynlig at du f\u00e5r et godt tilbud i et turistomr\u00e5de. Flyplasser er ogs\u00e5 kjent for \u00e5 tilby noen av de d\u00e5rligste vekslingskursene &#8211; det l\u00f8nner seg alltid \u00e5 se seg om, s\u00e5 ikke velg alltid det enkleste alternativet!<\/p>\n<p>En annen fordel med \u00e5 ta med kontanter er at du slipper \u00e5 bli overrumplet av teknologisvikt &#8211; det betyr at du slipper \u00e5 lete etter WiFi for \u00e5 sjekke bankappen din! Selv de som sverger til reisekortet sitt, vil ikke kunne reise kontantfritt p\u00e5 noen reisem\u00e5l, s\u00e5 husk \u00e5 gj\u00f8re unders\u00f8kelser. I S\u00f8r-Amerika er det et ordtak som sier at &#8220;Cash is King&#8221;, og mange butikker og restauranter godtar ikke kortbetaling. Mange sm\u00e5 landsbyer og lokalsamfunn rundt om i verden opererer 100 % med kontanter og har ikke engang minibanker, noe du b\u00f8r v\u00e6re klar over f\u00f8r du tar en fem timers busstur ut av byen for \u00e5 komme dit!<\/p>\n<p>Det er selvsagt alltid en risiko forbundet med \u00e5 ha med seg store mengder kontanter. Enten du velger \u00e5 ha dem p\u00e5 deg eller l\u00e5se dem inne, er muligheten for tap eller tyveri reell. Vi vet alle at vandrerhjemmene vanligvis er fulle av sunne, likesinnede reisende, men du b\u00f8r alltid v\u00e6re p\u00e5 vakt!<\/p>\n<h3>For \u00e5 si det enkelt&#8230;<\/h3>\n<ul>\n<li>Se deg om etter gode vekslingspriser<\/li>\n<li>Unng\u00e5 \u00e5 veksle p\u00e5 flyplasser og turiststeder<\/li>\n<li>Unders\u00f8k om du kommer til \u00e5 trenge kontanter (f.eks. p\u00e5 landsbygda, i S\u00f8r-Amerika osv.)<\/li>\n<\/ul>\n<h3>Hopes beste tips:<\/h3>\n<p>Hvis du vil oppbevare kontantene dine ekstra trygt, er <a href=\"https:\/\/www.amazon.co.uk\/Best-Sellers-Luggage-Money-Belts\/zgbs\/luggage\/1769601031\" target=\"_blank\" rel=\"noopener\" class=\"post links\">pengebelter<\/a> et popul\u00e6rt alternativ.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-96859 size-full\" src=\"https:\/\/www.hostelworld.com\/blog\/wp-content\/uploads\/2018\/08\/GettyImages-823904792.jpg\" alt=\"best way to take money abroad - wallet with cash\" width=\"875\" height=\"583\" \/><\/p>\n<h2>4. Hva skal jeg gj\u00f8re i en n\u00f8dsituasjon?<\/h2>\n<p>Du kan v\u00e6re den mest organiserte og erfarne reisende i verden, men du m\u00e5 likevel v\u00e6re forberedt p\u00e5 det uventede! Tenk deg dette: Du har nettopp hoppet av toget i en helt ny by og er p\u00e5 vei for \u00e5 fylle opp den sultne magen, men s\u00e5 oppdager du alle reisendes verste mareritt &#8211; hele lommeboken din er borte. Forestill deg panikken mens du febrilsk leter gjennom alle gjenstandene i ryggsekken, men \u00e9n ting er sikkert &#8211; hvis dette skjer med deg, er du ikke den f\u00f8rste!<\/p>\n<p>Det f\u00f8rste du b\u00f8r gj\u00f8re, er \u00e5 kontakte banken din og fortelle hva som har skjedd. De vil sperre kortet ditt og vanligvis fors\u00f8ke \u00e5 finne en m\u00e5te \u00e5 skaffe deg n\u00f8dpenger innen 24 timer &#8211; pr\u00f8v \u00e5 sette deg inn i bankens retningslinjer for dette f\u00f8r du reiser. Hvis du vil ha en umiddelbar l\u00f8sning, kan du sende kontanter via Paypal eller en annen nettbasert tjeneste til et reisef\u00f8lge eller en kompis p\u00e5 vandrerhjemmet og be dem ta ut pengene for deg. Hvis du er p\u00e5 langtidsreise, kan du finne et vandrerhjem du stoler p\u00e5, der du kan f\u00e5 et budfirma til \u00e5 sende det nye kortet ditt &#8211; dyrt, ja, men det m\u00e5 gj\u00f8res.<\/p>\n<h3>For \u00e5 si det enkelt&#8230;<\/h3>\n<ul>\n<li>Kontakt banken din s\u00e5 snart som mulig<\/li>\n<li>Overf\u00f8r penger til et reisef\u00f8lge og f\u00e5 dem til \u00e5 ta dem ut for deg<\/li>\n<\/ul>\n<h3>Hopes beste tips:<\/h3>\n<p>Oppbevar alltid tilsvarende 20 pund i et hemmelig rom i bagasjen til mat, drikke eller transport i en n\u00f8dsituasjon. Og husk at som det meste som kan g\u00e5 galt p\u00e5 reisen, vil du snart kunne se tilbake p\u00e5 det som en morsom historie\/verdifull l\u00e6rdom!<\/p>\n<p><a href=\"https:\/\/www.hostelworld.com\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\"><strong><span style=\"color: #ff6600;font-size: 14pt\">Finn et vandrerhjem her<\/span><\/strong><\/a><\/p>\n<h3><strong>Du vil kanskje ogs\u00e5 like det:<\/strong><\/h3>\n<h3><span style=\"color: #ff6600\">\u2b50\ufe0f <a style=\"color: #ff6600\" href=\"https:\/\/www.hostelworld.com\/blog\/how-to-save-money-for-travel\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Slik sparer du penger til reisene dine<\/a><\/span><\/h3>\n<h3><span style=\"color: #ff6600\">\u2b50\ufe0f <a style=\"color: #ff6600\" href=\"https:\/\/www.hostelworld.com\/blog\/cheap-places-to-travel\/\" target=\"_blank\" rel=\"noopener\" class=\"post links\">Billige steder \u00e5 reise til som tar deg utenfor all<\/a>farvei<\/span><\/h3>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":163,"featured_media":136949,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"hw_hurry":"","hw_related":"[{\"id\":1287951,\"score\":0.884700000000000041922021409845910966396331787109375,\"hook\":\"\"},{\"id\":265849,\"score\":0.882800000000000029132252166164107620716094970703125,\"hook\":\"\"},{\"id\":271860,\"score\":0.77339999999999997637445403597666881978511810302734375,\"hook\":\"\"},{\"id\":271820,\"score\":0.77339999999999997637445403597666881978511810302734375,\"hook\":\"\"},{\"id\":265936,\"score\":0.7156000000000000138555833473219536244869232177734375,\"hook\":\"\"},{\"id\":1287963,\"score\":0.71509999999999995790034290621406398713588714599609375,\"hook\":\"\"}]","footnotes":""},"categories":[175780],"tags":[],"class_list":["post-265985","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-nn","wpbf-post"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Den beste m\u00e5ten \u00e5 ta med pengene dine til utlandet p\u00e5: En superenkel oversikt - Hostelworld Travel Blog<\/title>\n<meta name=\"description\" content=\"Les om den beste m\u00e5ten \u00e5 ta med seg penger til utlandet p\u00e5. 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